ISLAMIC ECONOMIC LITERACY EDUCATION FOR ADOLESCENTS AS A STRATEGY FOR FOSTERING EARLY ISLAMIC FINANCIAL AWARENESS IN THE LIMBUNGAN SUBDISTRICT OF PEKANBARU

Abstract

This community service program aims to enhance Islamic economic literacy among adolescents as a strategic effort to cultivate Islamic financial awareness from an early age in Limbungan Subdistrict, Pekanbaru City. Limited understanding of Islamic economic principles among adolescents may potentially lead to financial behaviors that are inconsistent with Islamic values. The program was implemented through four stages: the preparation phase, implementation phase, evaluation and reporting phase, and the Sustainability Evaluation Results Phase. The activities were conducted through Islamic economic literacy education using interactive lectures, group discussions, and simulations of Islamic financial management. The results indicate a significant improvement in participants’ understanding of fundamental Islamic economic concepts, including halal–haram principles, the prohibition of riba, and the importance of Islamic financial planning. In addition, positive changes were observed in participants’ attitudes toward managing pocket money and adopting more rational and Sharia-compliant consumption behavior. Overall, this program contributes positively to strengthening Islamic financial awareness among adolescents and serves as a foundational model for the development of sustainable Islamic economic literacy programs at the subdistrict level.