INTEGRASI NILAI SPIRITUAL DALAM ENTERPRISE RISK MANAGEMENT (ERM): SEBUAH TINJAUAN PUSTAKA. Az-Zaida : Jurnal Ilmu Multidisiplin, [S. l.], v. 1, n. 6, p. 256–270, 2025. Disponível em: https://albaayaninstitute.org/index.php/azzaida/article/view/373. Acesso em: 21 mar. 2026.