K-Shaped Economy dalam Perspektif Al-Qur'an: Kajian Ketimpangan Distribusi Kekayaan

Abstract

The K-Shaped Economy phenomenon illustrates an uneven post-crisis economic recovery, in which the asset-rich class (upper arm) experiences rapid wealth accumulation while the labor-dependent class and vulnerable groups (lower arm) sink further into poverty. This study analyzes the K-Shaped Economy through the lens of the Qur'an using a thematic exegesis (tafsir maudu'i) approach. The research method is qualitative library research applying al-Farmawi's methodological steps. The findings indicate that: (1) the Qur'an frames wealth concentration as a systemic anomaly driven by unchecked capital accumulation and speculative financialization; (2) the Qur'an explicitly critiques the structural disparity of the "K" pattern through the terms dulah (exclusive wealth circulation), kanz (unproductive asset hoarding), takathur (greed-driven capital accumulation), and riba (financial exploitation); and (3) the Qur'an offers a reconstruction of equitable distribution through the principle of istikhlaf (relative ownership), direct redistribution via ZISWAF to inject liquidity into the lower arm, and a real-sector economic orientation based on profit-loss sharing. This study underscores the importance of translating Qur'anic norms into an inclusive economic policy framework grounded in Maqasid al-Shari'ah.